Infrastructure for Intelligent Document Processing (IDP) for KYC

The system needs explicit documentation of what constitutes valid identity documents, acceptable proof types, and validation criteria for each jurisdiction. These business rules must be formalized beyond tribal knowledge - when Maria from compliance knows "we accept utility bills from the last 3 months" but it's not documented, the AI can't apply consistent validation logic.

The capability requires systematic capture of document images, client submissions, validation outcomes, and exception patterns. This must happen through defined workflows, not ad-hoc email attachments. Template-driven capture ensures the AI receives consistent input formats and complete metadata (document type, submission channel, timestamp) needed for processing.

OCR and NLP require formal schema defining entities (Person, Document, Address), relationships (Document.issuedTo.Person), and validation constraints. Without explicit ontology mapping "utility bill address" to "Person.currentAddress" with validation rules, the AI can't structure extracted data for downstream systems. This is machine-readable schema work, not just organized folders.

The IDP system must query sanctions lists, access document templates, pull client context from CRM, and write validated data back. This requires API access to multiple systems. Manual export/import (L1) defeats automation purpose. Point integrations (L2) create brittle dependencies. API access to most critical systems enables the workflow.

Sanctions lists update daily. Regulatory requirements change quarterly. Document templates evolve. The system needs event-triggered updates when these change, not quarterly manual refreshes. Stale sanctions list = compliance breach. Outdated template = extraction failure.

IDP must integrate CRM (client context), document repository (storage), sanctions databases (validation), and core banking (data population). These systems must share context - the AI needs to know if this is new client vs. update, which sanctions lists apply to which jurisdiction, where to write validated data. Point-to-point connections sufficient for this workflow.